Learn How to Find Low Income Housing

To learn how to get low-income housing fast, it is worth taking the time to learn about HUD programs and third-party websites that can assist you obtaining low-income housing.

You can find a list of low-income apartments for rent in your area through a number of websites, including some that search for homes specifically for disabled or elderly households. In addition to searching for low-income housing, you may benefit from finding a roommate as having a roommate can reduce your overall rental costs.

HUD programs such as Section 8 and the Public Housing Program can offer rental assistance to low-income families and households who qualify. However, these programs have notoriously long waiting lists and strict eligibility requirements that must be met to receive assistance.

Section 8 listings and HUD homes can be found by contacting your local Public Housing Agency (PHA) after you submit an application and are approved to receive benefits. Therefore, it is important to learn more about these programs, including eligibility requirements, before viewing listings in your area.

Find Out How to Get Hold of Section 8 Listings

Section 8 listings are available to families and households that have been approved to receive rental assistance through the housing choice voucher program. The housing choice voucher program is the federal government’s primary program for assisting very low income families, disabled individuals and the elderly in finding safe, affordable, decent and sanitary housing. Housing options often include apartments, townhomes and single family homes that have met the program’s housing requirements.

If approved for a Section 8 listings, a family will have the ability of selecting a home of their choice that meets the program’s requirements. The program will pay a portion of the household’s rental fees directly to the landlord on behalf of the participating family. The household is then responsible for the remaining rental payment amount.

Before you can find Section 8 houses for rent, however, you must meet eligibility requirements and submit an application. To be eligible, applicants must be U.S. citizens or have a qualifying immigration status, meet income guidelines and either be considered a family (at least one dependent child under the age of 18 living within the home), an elderly person or a disabled person.

You can review Section 8 listings by contacting your Public Housing Agency after you are approved for assistance. However, it is worth knowing that, in many cases, your household may need to wait on a waiting list until assistance become available.
f

Reviewing HUD Homes for Rent through the Public Housing Program

HUD homes for rent can be found by contacting your local Public Housing Agency and meeting eligibility requirements. The Public Housing Program offers low income families and households with affordable rental options that are owned by the state or federal government. Unlike Section 8, this program does not provide housing vouchers, but rather sets rental prices at an affordable rate.

To view HUD homes for rent listings, you will need to meet eligibility requirements for the program and submit an application with your local PHA. Generally, a HUD housing application must be submitted in person and you will need to provide documentation to support the information that you provide on your application, including proof of your household’s income.

Eligibility requirements for the Public Housing Agency typically include income limits that are based upon the median income level for a county or metropolitan area as well as citizenship and categorical requirements that are similar to that of the housing choice voucher program. The program will also verify your rental history in order to ensure that your household has previously been good tenants.

Finding a List of Low Income Apartments for Rent Outside of the HUD

When learning how to get low income housing fast, you may find the most benefit from utilizing various websites that allow you to view and compare multiple properties within a given area. These online search websites include, but are not limited to:

  • Craigslist.com
  • Apartmentfinder.com
  • Forrent.com
  • Rent.com
  • Zumper.com

Additionally, you can utilize more specific websites that are designed to help certain categories of individuals. For example, Eldercare.acl.gov assists senior citizens in finding affordable housing options.

Lists of low income apartments for rent will often allow you to narrow your search by price, amenities, additional fees, housing types and whether or not pets are permitted within a home. These features can help you to not only save money when you find a new rental, but help you to find what you are looking for.

In learning how to get low income housing fast, it is important to learn more about common terminology that you will likely find when reviewing listings. For example, “housing shared” is a common term that means that a portion of the apartment or home is offered for rent or that someone is looking for a roommate.

Should you find a listing for a “sublet”, it is important to keep in mind that you will be taking over the previous’ tenants lease. Generally, an additional deposit is not required. However, in some cases, a sublet may be temporary or your lease may change once the previous tenant’s lease expires.

Finding a List of Low Income Apartments for Rent by Adding a Roommate

In addition to viewing a list of low income apartments for rent, it is worth taking the time to consider whether or not you would benefit from having a roommate. Having a roommate can cut down on rental costs, however, it is very important that each party be clear about expectations, including rental payments and household chores, upfront before signing a lease. If you are interested in having a roommate, you may be able to find a roommate by contacting rental properties. Alternatively, you can also use websites such as:

  • Craigslist.com
  • Roommates.com
  • Roomster.com
  • Roomiematch.com

Keep in mind that each person who will be living within the household must be approved by the rental property.