Learn About Military Health Insurance

Tricare enrollment allows you to submit an application to determine whether you are eligible for an insurance plan.

If you meet the requirements for a military insurance plan, your information will be processed for Tricare to assign you to the health care program. Then, to enroll, you will need to choose and purchase an insurance plan.

Each health insurance plan offered by Tricare is different, which is why it is essential that you follow the enrollment requirements for the plan you wish to enroll. The easiest method to enroll in Tricare is online through the Tricare website.

However, if you prefer, you can also apply by mail or by phone by submitting the necessary documents. Before you decide to enroll in a Tricare plan, it is essential that you know which forms you must submit and which items you must present. Otherwise, it may cause delays in the enrollment process.

What are the available Tricare health plans?

Before you can apply for Tricare, you must choose to enroll in one of the following available health plans:

  • TRICARE Prime
  • TRICARE Prime Remote
  • TRICARE Prime Overseas
  • TRICARE Prime Remote Overseas
  • TRICARE Select
  • TRICARE Select Overseas
  • US Family Health Plan
  • TRICARE Reserve Select
  • TRICARE Retired Reserve
  • TRICARE Young Adult
  • Continued Health Care Benefit Plan

Once you choose a plan, you must select an enrollment method.

Learn How to Apply for a Tricare Health Plan

Though there is a general outline of how to enroll in Tricare, it is essential that you know that the enrollment process may vary slightly depending on the health plan you choose. Meaning, that some plans require different information, have different enrollment methods, or have different points of contact. However, there is a general enrollment procedure that you can follow.

To complete the enrollment process, you will first need to select a primary care manager. To do so, you will need to decide if you are in either the East or the West region. Then, you will need to complete the application form.

You must be sure to include any family members who are to be covered by the insurance plan on the application. After you complete the application, you must submit it, which you can do one of three ways.

In which ways can I apply for Tricare?

The easiest and most convenient way to submit your Tricare application is online. To do so, you will need to visit the Tricare website and click on the web portal. When applying online, the system will check to make sure that you are not missing any crucial items on the application.

If you would like to speak to a representative while filling out your application, you can call Tricare’s toll-free phone number. To contact Tricare by phone, you are going to need to find the phone number for the region in which you live.

If you are overseas when you are filling out the application, you are going to need to call the overseas phone number. To get the proper assistance on your application, it is vital that you call the phone number for your region.

Lastly, you can apply for Tricare by mail. To do so, you will need to submit your paper application and all supporting documents through the United States Postal Service (USPS). It is crucial that you know that there are different mailing addresses for both the East and West regions. Therefore, before you mail your application, you must be sure that it is addressed to the right region.

Once your application is approved, you will need to activate your plan. Typically, you can activate your plan online. To do so, you will need to set up an account through Tricare’s web portal. For more options to activate your plan, you can refer to your Tricare plan.

Are there exceptions to Tricare enrollment requirements?

If you are enrolled in the Tricare for Life program, then there is an exception to the Tricare enrollment process. If you are registered with the Defense Enrollment Eligibility Reporting (DEER) System, you do not need to enroll.

To enroll in the DEER System, you will need to go through an approval process and interview that is separate from the standard Tricare enrollment procedures. Also, you will need to fill out and submit form DD 1172. Then, you must submit it and the mandatory supporting documents to Tricare.

If you are a family member who needs to submit a DEER application without your sponsors, you can do so within 90 days. However, the form must be signed by the sponsor or a power of attorney.

Learn How to enroll in the DEER system

To enroll in the DEER System, you will need to provide specific documentation, which will vary depending on your relationship to the sponsor active duty member. If you wish to enroll in Tricare and need to add a spouse to the DEER system, you will need to submit the following:

  • A valid marriage certificate.
  • Your spouse’s birth certificate.
  • Your spouse’s Social Security card.
  • A valid photo ID for your spouse.

It is essential that you know that all of the documents that you provide must be either originals or certified copies. Photocopies are not accepted.

To add a child to the DEER System, you will need a birth certificate and a Social Security Card. If you are adding a step-child to the DEER System, you will also need to submit a marriage certificate. According to Tricare guidelines, you must also add a child to the DEER System if the child falls into one of the below categories:

  • He or she is over the age of 21 but has full-time student status.
  • He or she is born out of wedlock with female sponsors.
  • He or she is born out of wedlock with male sponsors.
  • He or she has dependent parents.
  • He or she has dependent wards.
  • He or she is a Tricare young adult.
  • His or her beneficiaries are turning 65 years old.